Terms of sales!

 

TERMS are as follows;

14 Day return policy for refund of the purchase price, no need to give reason unless there's something I missed in grading the coin. Postage fees, shipping fees, handling fees, insurance fees, all other fees outside of the price of the item will not be included in a refund.

Coins, raw or certified, removed from their holders that are returned beyond the 14 day return policy, frivalous return, a refund may be granted/allowed and may included a 15% Restocking Fee. ** See long winded explanation below. :)

Depending on value, orders may be shipped First Class by Priority Mail, Registry Mail or Express Mail.if desired.

Some orders may also include Signature Confirmation, tracking number, a box, tape, pretty wrapping paper, etc.

Higher valued coins will include USPS insurance coverage or whatever is deemed neccesary.

All coins guaranteed genuine, like someone is out there counterfieting Jefferson nickels these days.

Illinois residents please add 6.25% Sales Tax.

A coin removed from its holder is not returnable, there are no exceptions. When exercising the return policy, please inform me of your intentions with a coin.

In the event of a return, coin(s) must be insured and mailed in similar fashion they were received. Fees incured by your choice of payment, on returns, might not be returned. This may occur with Paypal. 

Lay-Aways available, possible.

Use Email to have any of your questions answered.

I can provide additional photos per specific area/coin for coins valued over $10.

Checks or Money Orders is the best way to make payment on an order. I will wait until your check clears with my bank, usually 10 to 14 days, sometimes longer unless you're one of my regulars. If you're a new customer, I can not accept Paypal over $100! You can direct any questions you may have tolestroup@msn.com

And it's very important that you do ask questions.

 

And don't try to steal the certification numbers off my slabs to use in registry sets. I do peroidic checks with many of my coins especially after someone returns a coin. You will be caught and openly embarrassed in a coin forum.   

** A 15% restocking fee will apply to certified coins returned after the 14 Day Return Policy not exceeding $1200.

One important reason behind a restocking fee is to help keep the store open. Another is to give support to indecisice individuals who rely too heavily on the opinions of a coin grading company. While seeing such a fee may be frightening, do not be alarmed,  I've used it sparingly. While I'm aware how it may become neccesary for a longer return policy to send a coin into a grading service to get their additional thoughts, this should not cost me a dime. It's the submitters choice to exercise their rights to submit coins to a grading service. But you must take ownership of the coin before doing so. I've been there before and I have never, in my life, held a coin to a seller's head when the results failed short of my expectations. I have both raw and certified coins in all kinds of holders. But some folks think that whenever a coin doesn't upgrade, it's my fault? Why return the coin to me and cause me to lose money. It also allows certification companies to place a monopoly on sellers, all because the buyer doesn't understand how a coin can grade differently on any given day or from multiple submissions of the same coin. I've had coins go from FS to non-FS and back to FS again. MS64 to MS66 and fall somewhere in between.

Truth is, if you plan on building a high quality collection or to entertain yourself with a registry set for that matter, get used to the ideaI that you will need to make most of those coins yourself. It's better than sitting around for years waiting for someone to sell their collection. (here's where we laugh uncontrolably because we'll never understand some people's stupidity)  

I sell coins to collectors who want nice coins. Look at the restocking fee as a rental fee because technically after 14 days, the coin has changed hands. Not long ago, a buyer emailed to say that a coin he bought from me failed to upgrade. I reminded the guy that my description was for a MS65, not a MS66, that he bought a MS65 coin. And he had possession of the coin for over 2 months! If the coin had graded higher, does anyone believe this buyer would have sent more money for the coin? (here's where we laugh again) Of course, it's totally up to the individual to resubmit the coin again and it's very likely the coin will come back in another grade and another. It's a win or lose situation for anyone who plays the registry/certification game. Don't put it all on the seller! Another collector once told me upon receiving the coin that he was very pleased with it, that it was a keeper! Three months go by and out of the blue, he emails to say he's unhappy with the coin. I asked why but he never replied. How some people come to some conclusion because I sell coins, that my stock become their pool of coins to do with however they see fit. If you are not happy with a grading service's opinion of a coin, that's just tough luck! I will buy back certain qualifying coin(s) only, minus the 15% restocking fee, of course possibly more. Don't be surprised when I tell you I don't want a coin back and believe me, this happens quite often.

True coin collectors will always try to match the quality of newfound coins with the high grade coins already in their sets. This is how True Collectors upgrade their collections. They compare the qualities of one coin to another. They look at the strike, the presence of any marks, the strength of the luster and toning and do comparisons. Most of my buyers either like the coin or they return it within 3-10 days, it's that simple! The coin either upgrades the coin in your set or it doesn't. I've also had coins sent for my approval and I do enjoy seeing other collector's sets. Early on, I complained once to a Charlie at PCGS about a grade a coin received and he said, the best way to get a coin in a certain grade is to buy it certified. Oh how true that is. Not that the quality of the coin meets the grade on the slab. 

Do I run a approval service? What is that anyway? Basing how you collect is dependent on what a grading service dictates but never details? For a modern dated series? I've seen a few thousand coins and how they grade. I will not expect you to eat a coin if it's something I should not have sent. We will somehow decide what's in your best interest. For example, six years ago I met up with another great collector/collection and we shared views and insights, looked at each other's coins until I asked him if he saw anything he liked. His reply was that he didn't look at my coins with those intentions. I replied that I understand that and that I had already did that for him. He was surprised when I handed him two coins that I thought would upgrade his collection. I already knew that I didn't have any other coins, well, I did but I wasn't selling them. One of the two coins graded as I expected. So don't let the restocking fee scare you. It's only targeted toward delinquent people who don't know what they're doing. These people are a hassle at my end and implementing a restocking fee has reduce those problems related to the certification/registry game. I will try to give the buyer all the information I have on a coin before he/she buys it. I do not guarantee a coin to grade at such and such. It's very important to develope a personal relation with any of your sellers if you are expecting to get any good buys. It's just good common sense and practice to build trust on both the buyer and seller's end. I have the right to refuse service to anyone I believe will be a waste of my time and money but there is the restocking fee to help ease those pains.   

Every so often, I'll get an email that basically says, "if your coins are not certified I'm not buying". My response, "Jefferson nickels trade back and forth everyday. It's not my responsibility to certify coins for you. It's totally up to you to certify your own coins or you should buy them certified wherever you can find them.

You can use the USPS link below to get an idea on delivery, insurrance and postage. 

United States Postal Service (USPS)